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Both have a 999 fee and are available to borrowers with 40percent equity in their home. The Mortgage Works has cut rates on its product transfer range for existing limited company customers by up to 0. happy-gambler.com proceed this link here now 35 percentage points, effective tomorrow . Among the new rates is a five-year fixed rate at 5.39percent with a 5percent fee (70percent LTV). Among its new deals Co-op will offer a five-year fixed rate for residential remortgage (at 60percent loan to value) at 5.11percent with a 1,999 fee. The Mortgage Works, the specialist lender owned by Nationwide building society, has cut selected buy-to-let , let-to-buy and large portfolio BTL fixed rates by up to 0.75 percentage points.
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This is due to the fact that a five-year fixed rate offers longer-term stability for both borrower and lender, compared to a two-year deal, meaning stress tests can be less stringent . The bank has also increased rates on its green mortgage range and deals under the mortgage guarantee scheme, as well as loyalty rates for premier banking customers. Own New already offers Deposit Drop – a scheme which, in partnership with Darlington building society, helps homebuyers in Yorkshire and the North East get access to 95percent mortgage deals. A number of residential remortgage deals will be reduced in cost at the same time, according to the bank, by up to 0.23 percentage points. Its current residential home purchase rates start from 4.28percent and 4.6percent with a 999 fee (at 60percent LTV).
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It is offering a five-year fixed rate deal for purchase and remortgage at 4.92percent with a 999 fee and an equivalent deal for larger mortgages (650,000 minimum loan) at 4.86percent with a 1,999 fee. The Mortgage Works, the specialist lending arm of Nationwide building society, has cut selected fixed rates for new and existing buy-to-let borrowers by up to 1.2 percentage points. Halifaxis cutting selected fixed rates for remortgage, available through brokers, from 1 February. The rate cuts, of up to 0.56 percentage points, will be on deals for larger mortgage loans (up to 2 million), shared equity and shared ownership deals and green mortgage products. Selected product transfer deals will be cut by up to 0.46 percentage points. The bank is offering a five-year fixed rate for remortgage at 4.19percent with a 999 fee (60percent LTV).
